Bespoke Mortgage Pilot Scheme

Who can apply?

We want to support applicants with a local connection. All applicants will be reviewed against the following criteria:


  • You have lived and are currently living within the Cherwell district (for at least the past 12 months)
  • You have previously lived within the Cherwell district continuously for three out of the past five years
  • You work within the Cherwell district in a permanent role
  • You have immediate family members who live within the Cherwell district for the last five years

The Council will determine applications on a first come first served basis in the event that a high number of high scoring applications are received.


  • Anyone who is in council tax arrears with us will not be eligible to apply
  • The scheme will not be offered for second homes or buy to let purposes and the property must be your sole residence.