Bespoke Custom Build Mortgage Pilot Scheme

Who can apply?

We want to support applicants with a local connection. All applicants will be reviewed against the following criteria:

Criteria Points
Applicant has resided within the Cherwell district for a period of at least 12 months. 5
Applicant has previously resided within the Cherwell district continuously for 3 out of the past 5 years 3
Applicant works inside Cherwell district boundary in a permanent role 5
Applicant has immediate family members who live in Cherwell district for the last 5 years. 2

In the event that a high number of high scoring applications are received the Council will determine applications on a first come first served basis.


  • Any applicant who is in council tax arrears with us will not be eligible to apply
  • The scheme will not be offered for second homes or buy to let purposes and the property must be an applicant’s sole residence.